If you’re contributing to a Roth IRA, you’re already ahead of the game. Roth IRAs are a retirement saver’s dream. These accounts offer tax-free growth, and as long as you follow the rules, you’ll be ...

A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual ...

A certified financial planner breaks down barriers employees face in accessing retirement plans and saving enough.

Unlike a Roth IRA, which has income restrictions, a Roth 401 (k) is open to anyone — if your employer offers it. Not all ...

In this piece, we’ll check in on a case of a 20-something-year-old individual who took to the r/MiddleClassFinance subreddit ...

With so many currently heading for the exit, it’s a good time for federal employees to improve their understanding of the ...

While Vanguard's newly released "How America Saves" yearly report reveals that Americans' 401 (k) savings rates are at record highs — making up an average $148,153 balance and a median $38,176 balance ...

Not all money in a Roth Thrift Savings Plan account is automatically tax-free, and there are several things to consider before making a withdrawal to avoid tax and other penalties.

If pulling too much from a portfolio during down markets is a bad idea, filing for Social Security might look compelling.

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

The SECURE 2.0 Act expands retirement savings options, including new tax credits, Roth changes and catch-up provisions.

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...