From missed RMDs and bigger-than-necessary IRA withdrawals to a variety of other issues, small missteps can snowball into ...

Financial planners share their top retirement strategies, from utilizing Roth accounts to delaying Social Security to highlighting the value of a personalized financial plan.

Converting a traditional IRA to a Roth IRA might seem like a smart move, but the immediate tax implications, potential loss ...

The SECURE 2.0 Act of 2022 has brought Roth status into sharper focus—mandating it for the catch-up contributions of high ...

The signature Republican policy law, the One Big Beautiful Bill Act, will have a big effect on retirement planning.

Lump-sum payouts from unused vacation or sick time can unintentionally push your income over IRMAA thresholds, raising your ...

Dear Dan, I found your column “Do Roth IRA conversions still make sense with the passage of the GOP tax law?” very helpful ...

Certificates of deposit (CDs) and Roth IRAs play different roles in retirement planning. CDs provide fixed interest and are federally insured, which can make them attractive if your priority is safety ...

Now, if you have other taxable income sources, it's still possible your Social Security will go above the threshold where ...

Plus: Disappearing employer 401(k) matches, retirement plan contributions, capital gains and housing, a possible government ...

After decades of squirreling away money for retirement, there comes a time when retirees must start withdrawing money from their accounts. Drawing down 401(k), IRA and other assets earmarked for ...

Also: Small-cap stocks, a bond-market warning, and two metals that might join the amazing rally for gold and silver.