We calculate this based on a simple income multiple, but, in reality, it's much more complex. When you apply for a mortgage, lenders calculate how much they'll lend based on both your income and your ...

We think it's important you understand the strengths and limitations of the site. We're a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can't ...

Travelling by train can be expensive, so it's crucial to cut costs where you can, particularly with rail fares across Britain having risen by 5.1% in 2025, and the price of railcards having gone up.

If you answer 'NO' to any of the following questions, don't buy. We think it's important you understand the strengths and limitations of the site. We're a journalistic website and aim to provide the ...

We think it's important you understand the strengths and limitations of the site. We're a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can't ...

Covering everything from inheritance arguments to house fires to ungrateful kids, take a deep breath and enter the bewilderment that is the Money Moral Maze.

Over 50 ways to save, incl... Free £255 bank switch, free Tastecard, Save £10,000s overpaying mortgage?, 13 motoring cost-cutters, top 0% debt shift + £25 ends, 50GB Sim £4/mth, Plan 2 student loan ...

Never assume hotel or hostel prices are fixed. We've 20+ tips for bagging cheap accommodation, including cashback, how to grab special opening rates, and exploit free cancellation policies. This guide ...

Sim switching need-to-knows ...