If you’re contributing to a Roth IRA, you’re already ahead of the game. Roth IRAs are a retirement saver’s dream. These ...

A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual ...

In this piece, we’ll check in on a case of a 20-something-year-old individual who took to the r/MiddleClassFinance subreddit ...

A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can ...

Contributions into a Roth IRA use after-tax dollars, unlike contributions to a traditional IRA or 401 (k), which are not taxed. This may be a bigger hit to your finances in the short term, but ...

For one, it has a much higher contribution limit than many other retirement accounts. In 2025, you can invest up to $23,500 ...

Understand the consequences of withdrawing money from a 401(k) or IRA retirement account for emergencies and create a plan to recover financially as quickly as possible.

Suze Orman was as candid as ever when Gina, a 56 year-old retiree, called into her Women & Money podcast earlier this year.

A Roth IRA conversion ladder is a multiyear strategy that allows you to tap your retirement account without penalty before reaching age 59½. When you do a Roth IRA conversion, you must wait at ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

While Vanguard's newly released "How America Saves" yearly report reveals that Americans' 401 (k) savings rates are at record highs — making up an average $148,153 balance and a median $38,176 balance ...

Roth IRAs are one of the most powerful tools for retirement savings, offering tax-free growth and tax-free withdrawals in retirement. Read More: What $1 Million in Retirement Savings Looks ...