RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

If you’re contributing to a Roth IRA, you’re already ahead of the game. Roth IRAs are a retirement saver’s dream. These ...

A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can ...

Roth IRA: 401(k) Contribution limit: $7,000 until age 50 when catch up contributions allow for a total of $8,000: $23,000 until age 50 when catch up contributions allow for a total of $30,000 ...

While they're both tax-deferred retirement accounts, Roth 401(k)s are administered by employers, while Roth IRAs are opened by individuals. Learn the other differences between these two plans.

“You can and should have both a Roth IRA and a 401(k),” says Gregory W. Lawrence, a certified financial planner and founder of retirement planning firm Lawrence Legacy Group.

A Roth IRA can be a great complement to a 401(k). Each has its pros and cons, but I must admit that I prefer a Roth IRA over a 401(k) because of three key benefits: tax-free withdrawals in ...

A Roth IRA can be a great complement to a 401(k). Each has its pros and cons, but I must admit that I prefer a Roth IRA over a 401(k) because of three key benefits: tax-free withdrawals in ...

Roth individual retirement accounts (Roth IRAs) and 457 plans are tax-advantaged ways that can help you save for retirement. Although the end goal is the same, they do work very differently.

If most of your retirement funds are before-tax vehicles like traditional 401(k)s or IRAs, then a Roth IRA could help offset some of the tax burden when it comes time to spend down your nest egg.

The good news is that you can convert money from traditional IRAs and 401(k) accounts into Roth IRAs whenever and as much as you'd like. A Roth IRA conversion can make sense if you can afford to ...

Unlike Roth 401(k)s, Roth IRAs don’t allow loans but do permit a Roth IRA rollover. During this period, you have 60 days to move your money from one account to another.