Check our interactive map to find today's average 30-year mortgage refinance rate for any U.S. state. Right now, the lowest rates are in New York, California, and Washington.

NewHomeSource reports that stronger credit scores in 2025 lead to fewer risky loans, ensuring a more stable housing market ...

Starting in the fall, BNPL activity will start appearing in FICO credit scores. Experts say this could be a game-changer for ...

Treating your credit score with consistency is preferable to employing ‘tricks.’ It encourages fiscal responsibility.

Looking for comprehensive insights on real estate financing: loans, mortgages, and investment strategies? Keep reading to ...

The OHFA has several programs for first-time homebuyers, including 30-year fixed-rate Federal Housing Administration (FHA) ...

A federal judge in Texas has reversed a Biden administration rule that wiped medical debt from credit reports, affecting ...

With 90 million Americans using BNPL services, late payments could soon damage credit scores significantly. Donald Trump ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...