Treating your credit score with consistency is preferable to employing ‘tricks.’ It encourages fiscal responsibility.

Credit restoration expert Micah Smith cautions over buy now, pay later loan data hitting your credit report negatively and causing "some pretty large catastrophe." ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

Improving your credit score is crucial for financial well-being. Paying bills on time, using secured loans wisely, and ...

Paying off part of your loan ahead of schedule may sound like a smart idea, but how will it really impact your credit score?

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

When Federal Housing Finance Agency Director William Pulte took to social media to announce that Fannie Mae and Freddie Mac ...

While secured cards offer a pathway, alternatives exist for those with fair credit scores, including corporate cards.

A low credit score can raise borrowing costs and impact loan approvals, but it can be improved with simple steps.

Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...