Credit restoration expert Micah Smith cautions over buy now, pay later loan data hitting your credit report negatively and causing "some pretty large catastrophe." ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

When Federal Housing Finance Agency Director William Pulte took to social media to announce that Fannie Mae and Freddie Mac ...

Paying off part of your loan ahead of schedule may sound like a smart idea, but how will it really impact your credit score?

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

While secured cards offer a pathway, alternatives exist for those with fair credit scores, including corporate cards.

Buy now, pay later (BNPL) services have entrenched themselves on every shopping platform and nearly every service you can ...

Denied for a credit card? You're not alone. Learn why rejections happen, how to fix common issues, and what to do to finally ...

A low credit score can raise borrowing costs and impact loan approvals, but it can be improved with simple steps.

An 850+ credit score offers more than low interest rates or loan approvals—it unlocks premium credit products, lower fees, ...