Wondering if you really need to submit a cover letter? Here's the truth about this part of the job application process. Some experts say that the cover letter is dead. Others vehemently disagree. But ...

Take a look at your smartphone. Perhaps you're reading this story on it, and the device is planted firmly in your hands. Maybe you're on your laptop, and your phone is resting face up on your desk.

If you enjoy having a shiny and spotless car, your worst enemies are dust, debris, bird droppings, and the sun's UV rays. All of these can affect your car's exterior, either temporarily or permanently ...

When you buy through our links, Business Insider may earn an affiliate commission. Learn more A cover photo on a Facebook page allows users to customize their Facebook profiles with a personal image.