Contributions to a Roth 401(k) are not tax-deferred, meaning you pay tax when you earn the money, then make withdrawals tax-free in retirement. According to a 2025 report, younger workers in a lower ...

A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or other tax-deferred workplace retirement plans. The rule, which was created ...