The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

How do you envision retirement? Will it be a time of freedom, relaxation, and pursuing passions? Whatever your goals may be, ensuring a comfortable and secure lifestyle during your golden years ...

The 4% rule has you withdrawing 4% of your savings your first year of retirement, with future withdrawals adjusted for inflation. For the rule to work, certain factors need to be present. Research ...

If you’re approaching or already in retirement, knowing your safe withdrawal rate is key to making your money last. This is the percentage you can take out of your retirement savings each year without ...

Morningstar has recalculated its annual safe withdrawal rate that current retirees would need if they want their portfolios to last 30 years. The number is now back in line where many other academics ...