Home equity loans are a financial tool that allows homeowners to leverage the equity they’ve built in their homes for different purposes, including home improvements, debt consolidation or funding ...

A home improvement loan refers to a way to use a loan rather than a type of loan, as you can use any number of loan types to finance the improvements. You might take out a home equity loan or line of ...

With Americans collectively sitting on record-high $11.6 trillion in tappable home equity as of August 2025, which explains why so many are turning to home equity lines of credit (HELOCs) to access ...