Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

More than 70 million adults in the United States have a disability, according to the Centers for Disease Control and Prevention (CDC). That's around one in four people. Those with disabilities ...

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In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...

Short-term disability is a type of government-run insurance or employer benefit that gives you income replacement for a temporary period when you are unable to work due to a covered illness, injury, ...

You may be able to travel while receiving disability benefits, but it must be done carefully, legal experts say ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...