Achieving a perfect 850 FICO score is an elite status held by fewer than 1% of U.S. consumers, according to recent analyses of credit data. For context, the average American credit score stands at 717 ...

Big news for me this week… I checked my credit score and it's now sitting at 840! That means I'm just 10 points away from hitting the elusive perfect 850. Only about 1.5% of Americans ever see that ...

Your FICO score has long determined whether you could get a mortgage, car loan or credit card. That could change soon.

Residents of Mississippi had the lowest average credit score, at 677; those in Minnesota had the highest, at 743.

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

In 2025, the average credit score for Gen Z borrowers fell to 676, well below the national average of 715, according to a FICO report.

Regulators are nearing a key step in overhauling credit scoring as the MBA touts its influence on GSE policy and close ...

Credit-card purchases in the US economy have increasingly been driven by borrowers with high scores, as less creditworthy consumers cut back on spending, a new report from the Federal Reserve Bank of ...

Roadblocks for today’s young adults include fewer entry-level jobs, rising debt and increasing reliance on debit cards or “buy now, pay later” loans.