The clock is ticking. Starting January 1, 2026, the world of catch-up contributions changes in a big way. Thanks to SECURE 2.0 and the IRS’s final regulations, higher-earning participants who want to ...

On Sept. 15, 2025, the Department of Treasury and the Internal Revenue Service released final regulations implementing the SECURE 2.0 Act’s catch-up contribution provisions, generally effective for ...

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. If you are participating in your 401(k) at work, ...

On September 15, the IRS issued final Treasury regulations implementing provisions of the SECURE 2.0 Act related to age-50 catch-up contributions under employer-sponsored retirement plans. While many ...

As of January 1, 2026, the Roth catch-up requirement for retirement plans is officially in place. Employees aged 50 and older who earned more than $150,000 in the prior year must now make their ...

A significant change is on the horizon for older, high-income retirement savers, and the deadline for implementation is fast approaching. Under a key provision of the SECURE 2.0 Act, a new rule will ...

Please provide your email address to receive an email when new articles are posted on . Reaching a comfortable retirement is the number one financial goal for nearly all physicians. To that end, ...

The prospect of financial insecurity in retirement is a harsh reality for many Americans. The demise of traditional pension plans has shifted the burden of saving for retirement onto the shoulders of ...

When the IRS published its final regulations governing Roth source catch-up contributions in the Federal Register on September 16, the countdown clock started. On January 1, 2026, employees age 50 and ...

If you're eager to save more for retirement, you could be overlooking ways to maximize your 401(k) plan, including key changes for 2025. Some 40% of Americans are behind on retirement planning and ...

The 401 (k) contribution limit increased from $23,000 in 2024 to $23,500 in 2025. The catch-up contribution limit remained at $7,500 for 2024 and 2025. As of 2025, individuals ages 60 to 63 will be ...