Mortgage Rates Today: January 8, 2025—Rates Remain Fairly Steady
The current average mortgage rate on a 30-year fixed mortgage is 7.34%, compared to 7.29% a week earlier, according to Curinos. For borrowers who want a shorter mortgage, the average rate on a 15-year fixed mortgage is 6.
Mortgage rates are still rising — here’s what it means for 2025
Mortgage rates have steadily increased over the past three months, a frustrating development for home buyers trying to enter the housing market. When the Fed began cutting interest rates in September 2024,
Mortgage rates creeping back up toward 7%
Mortgage rates are starting 2025 at the highest they've been since last summer on expectations that the Fed will keep rates higher longer.
January Mortgage Outlook: Rates Trending Lower
January is dominated by a change in presidential administrations, which dials up the uncertainty. "When things are more uncertain, rates tend to be more volatile," says Chen Zhao, head of economic research for real estate brokerage Redfin.
7 ways to get a lower mortgage rate in 2025
Lowering your interest rate can save you money over the life of the loan. Here are seven ways to make it happen.
Here’s where mortgage rates could be headed in 2025
By the end of 2025, Chief Financial Analyst Greg McBride also predicts that the average 30-year fixed-rate mortgage will fall 0.5% from its year-end 2024 level. Egg prices are soa
30-Year Mortgage Rates Inch Higher Again
Rates on new 30-year loans have been wavering below a recent 6-month high—but are now creeping back up to approach it again. Several other loan types also edged higher.
Why mortgage rates are going up while the Fed is cutting rates
Since the Fed's first cut in September, the average 30-year fixed mortgage rate has gone up nearly a full percentage point.
Today's Mortgage Rates | Rates Up, but There's Still Hope for Borrowers
These are today's mortgage and refinance rates. Mortgage rates have been elevated this month, but they may still trend down ...
Mortgage rates hit 6-month high, loan applications dwindle
Economists predict interest rates will come down in 2025 but not enough to provide meaningful relief to prospective ...
What To Expect in Mortgage Rates and Savings Accounts in 2025
As we step into the new year, with the presidential inauguration on the horizon, many are wondering about the direction of ...
Interest rates could be 2.5% by late 2027, economist predicts: What would that mean for mortgages?
Oxford Economics is predicting that interest rates will fall to 2.5% by late 2027, a much bigger drop than the 3.75% market ...
Today's Mortgage Rates | How Inflation and Jobs Data Could Impact Rates This Month
These are today's mortgage and refinance rates. Mortgage rates are flat, but incoming job market and inflation data could ...
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Mortgage rates end 2024 on a high note – unfortunately for the housing market
In the week ending Dec. 26, the 30-year fixed-rate mortgage averaged 6.85%, mortgage guarantor Freddie Mac said Thursday. The ...
HELOC rates tumble at the start of 2025; home equity loan rates rise
For homeowners looking to tap into their record amounts of home equity, the good news could well be ongoing. Bankrate Chief ...
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How 7% mortgage rates will change housing for a decade
In the last decade, as more and more homebuyers financed their purchases with mortgage rates in the 4s or lower, an ...
Today's Mortgage Rates | When Will Rates Start to Drop?
These are today's mortgage and refinance rates. Mortgage rates are forecast to go down this year, but how much they drop ...